The Board evaluations the influence and responsiveness with the bank's Neighborhood enhancement loans and Neighborhood improvement investments that advantage or provide a State, as provided in § 228.15.

The Board may possibly change the ranking of the intermediate bank evaluated as delivered in paragraph (a)(two) of this area from “Satisfactory” to “Outstanding” for the establishment level in which the bank requests and receives supplemental thought for activities that could qualify pursuant towards the Retail Expert services and Goods Test in § 228.23.

네이버를 자주 이용한다면, 북마크 기능을 활용하여 손쉽게 접근할 수 있습니다. 웹 브라우저의 북마크 기능을 통해 네이버 페이지를 등록하면, 다음부터는 북마크 목록에서 바로 네이버에 접속할 수 있습니다.

. Additionally, In case the Board considered the house mortgage loan lending of a lender's operations subsidiaries or, in a bank's election, the Board considered the home mortgage lending of other bank affiliates, the financial institution need to include in its community file the names from the functions subsidiaries along with the names of the affiliate marketers along with a published recognize the functions subsidiaries' and various affiliate marketers' HMDA Disclosure Statements could be received for the CFPB's Site.

(v) To obtain ownership or control of shares or all or significantly all of the property of a price savings Affiliation, to trigger a financial savings association to be a subsidiary of a cost savings and loan Keeping corporation, or to merge or consolidate a savings and loan Keeping company with any other discounts and loan holding corporation in a very transaction that requires approval under segment ten of the Home Proprietors' Loan Act (twelve U.S.C. click here 1467a).

The Board might alter a small bank score from “Satisfactory” to “Remarkable” with the establishment stage in which the lender requests and receives extra thought for the next functions, without the need of regard to whether the action is in a number of of the lender's facility-dependent assessment places, as applicable:

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Revitalization or stabilization comprises actions that guidance revitalization or stabilization of focused census tracts, such as adaptive reuse of vacant or blighted structures, brownfield redevelopment, assist of a strategy for a company advancement district or primary street application, or another action that supports revitalization or stabilization, and that:

A bank or personal savings Affiliation's history of performance would be the foundation for denying or conditioning approval of an software stated in paragraph (a) of the area.

Pursuant to § 228.28 and paragraph file of appendix D to this portion, the Board incorporates the conclusions of the bank evaluated below an permitted plan into its Condition or multistate MSA rankings, as relevant, and its establishment ranking, accounting for paragraph g.two of appendix D to this element, as relevant.

A bank will have to specify in its system how all aspects of a prepare included in paragraphs (g)(one) via (5) of this part, at the side of some other applicable overall performance tests not A part of an approved strategic system, should be thought of to assign:

A big bank ought to gather and sustain, within a structure in the lender's choosing or inside of a standardized format, as supplied by the Board, right up until the completion of your lender's subsequent CRA assessment through which the info are evaluated, the next Group growth solutions details:

Notwithstanding the requirements of this area, a armed service bank whose customers will not be Positioned in just an outlined geographic space may perhaps delineate the entire America and its territories as its sole facility-dependent assessment spot.

implies a channel through which banking institutions offer retail banking products and services electronically, including on the web banking or cellular banking.